The Most Expensive Cities To Live In The US: Ranked

50. The Influence of Wisconsin's Geography on Madison's Higher Prices

State: Wisconsin
Cost of Living Index: 71.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,134
Average Monthly Rent: $1,667
Average Monthly Salary: $3,826

Wisconsin's stunning and diverse geography, formed by ancient glaciers, contributes to the higher prices experienced in some of its cities. With approximately 5.9 million residents, Wisconsin offers a unique environment for people to explore and enjoy. However, this geographical diversity has also led to increased costs in certain areas.

One such area is Madison, where the cost of living for an individual is estimated at $1,134 per month, excluding rent. This amount covers essential expenses such as heating and electricity, which has an average cost of $214 according to Numbeo. Additionally, individuals renting apartments in the center of Madison can expect to pay anywhere between $1,667 and $3,064, depending on the number of bedrooms.

49. Kansas City Rent is Surprisingly Affordable Compared to Milan

State: Missouri
Cost of Living Index: 71.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,133
Average Monthly Rent: $1,422
Average Monthly Salary: $3,949

According to Numbeo, Kansas City has a cost of living index of 71.1, making it one of the more expensive cities in the US. However, there are pockets within the city that offer more reasonable living expenses, particularly when it comes to rent.

On average, a one-bedroom apartment in the city center will cost around $1,422 per month. However, if you move further out from the city center, the average rent decreases to $1,111. Surprisingly, this means that the rent in Kansas City is actually 1.6% lower than in the more glamorous location of Milan, where the rent index is currently 39.8. Of course, for some people, these figures may still be considered high.

48. Oklahoma City apartments in the center may cost over $330,000

State: Oklahoma
Cost of Living Index: 72.1
Estimated Monthly Costs For One Person (Excl. Rent): $1,162
Average Monthly Rent: $1,425
Average Monthly Salary: $3,498

If you are considering buying an apartment in Oklahoma City, be prepared to pay a significant price. Apartments in the city center can cost over $330,000, with an average price of $378 per square foot. For a smaller place further away from the center, the cost drops to $239 per square foot. Considering that the average size of a US apartment in 2022 is 882 square feet, you can expect to pay between $333,396 and $210,798 for an apartment in Oklahoma City.

If buying is not an option for you, renting is also a popular choice in Oklahoma City. The average monthly rent ranges from $1,190 to $2,830, depending on the number of bedrooms and the location of the apartment. It's important to note that in addition to rent, there are other costs to consider. The estimated monthly expenses for one person, excluding rent, amount to $1,162. This includes essential utility bills, which are estimated to be around $337.

47. Spokane: A Surprisingly Affordable Place on the West Coast

State: Washington
Cost of Living Index: 72.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,077
Average Monthly Rent: $1,350
Average Monthly Salary: $3,973

Spokane, Washington is often overshadowed by its reputation as one of the most expensive cities in the United States. However, despite its relatively high cost of living index score of 72.2, it's actually more affordable than you might expect.

For an average person, the estimated monthly costs (excluding rent) are about $1,077, according to Numbeo. This includes expenses like groceries, transportation, and entertainment. Utilities in Spokane are also reasonably priced at around $128 per month.

When it comes to housing, rent prices in Spokane are surprisingly affordable. On average, a three-bedroom apartment in the city center can be rented for $2,305 per month. Compared to other cities, this is quite reasonable for a West Coast location.

Living in Spokane might not be as expensive as you initially imagined. With its lower average monthly costs and relatively affordable rent prices, it could be a great choice for those looking to live on the West Coast without breaking the bank.

46. A Comparison of Milwaukee's Cost of Living to Another Wisconsin City

State: Wisconsin
Cost of Living Index: 72.4
Estimated Monthly Costs for One Person (Excl. Rent): $1,125
Average Monthly Rent: $1,613
Average Monthly Salary: $4,447

In our previous discussions about the beauty of Wisconsin, we must not forget to mention the impact it has on the cost of living. Therefore, it's not surprising to find another city from this state on our list, with Milwaukee being quite comparable to Madison. Even the utility bills in Milwaukee average around $227.

If you are considering renting an apartment in Milwaukee, you should be prepared to spend up to $3,000 per month. However, the cost may vary depending on factors such as the number of bedrooms and location. A one-bedroom apartment in the outskirts can be more affordable at $1,315 per month. Alternatively, you may also consider purchasing a property, but be prepared to pay around $656 per square foot in Milwaukee.

45. Las Vegas is Surprisingly Affordable Compared to Other Expensive Cities

State: Nevada
Cost of Living Index: 72.8
Estimated Monthly Costs For One Person (Excl. Rent): $1,103
Average Monthly Rent: $1,489
Average Monthly Salary: $4,004

When you think of Las Vegas, you may imagine a city associated with glamour and wealth. While it is true that millions of visitors flock to this entertainment hub each year to test their luck in the casinos, living in Las Vegas is surprisingly affordable. The average cost of living index is 72.8, indicating that it's more budget-friendly than you might have anticipated.

For instance, you can find a one-bedroom apartment in Las Vegas for an average monthly rent of $1,489. Even a three-bedroom place in the center of the city only averages around $2,605 in rent. These prices are relatively lower compared to other expensive cities in the United States.

Not only is housing cheaper, but dining out is also reasonably priced. A three-course meal for two people typically costs around $75 in Las Vegas. Additionally, utility bills come in at an average of $189 per month.

Living in Las Vegas offers a good balance between affordability and entertainment options. While it may be known for its casinos and extravagant shows, residents can enjoy a relatively low cost of living compared to other major cities.

44. Reno is Slightly Pricier Than Las Vegas

State: Nevada
Cost of Living Index: 72.9
Estimated Monthly Costs For One Person (Excl. Rent): $1,083
Average Monthly Rent: $1,659
Average Monthly Salary: $3,852

While Las Vegas may be the most famous city in Nevada, it is not the only expensive place to live in the state. Reno, another city in Nevada, has a slightly higher cost of living compared to Las Vegas. In Reno, the average rent for a one-bedroom apartment in the city center is around $1,659.

For those looking to buy property, the average cost is $376 per square foot in the heart of the city. This means that a property of average size in 2022 would cost over $330,000. In addition to housing costs, essential utilities amount to approximately $169 per month, which is part of the estimated monthly expenses of $1,083 for a single person, excluding rent.

Living in California: The High Cost of Fresno

Location: Fresno, California
Cost of Living Index: 73.3
Estimated Monthly Costs For One Person (Excl. Rent): $1,140
Average Monthly Rent: $1,325
Average Monthly Salary: $4,327

California is well-known for its expensive cities, and Fresno is no exception. This bustling city in the heart of California demonstrates the high cost of living in the state. With its desirable amenities and growing population, Fresno residents face considerable expenses in their daily lives.

For individuals, the estimated monthly costs, excluding rent, can amount to a steep $1,140. Meanwhile, the average monthly rent for a one-bedroom apartment is $1,325. The average monthly salary in Fresno is $4,327, allowing residents to cover their living expenses, but leaving little room for savings or unexpected costs.

For larger families, the financial burden is even greater. A family of four can expect to spend around $4,000 per month, excluding rent. If they choose to live in a three-bedroom apartment in the city center, the rent alone could be as high as $2,350. Additionally, utility bills add an average of $290 per month to the total expenses.

Given the high cost of renting, some residents may find it more cost-effective to consider buying a home. In Fresno, the average price per square foot for apartments is $227, making home ownership a potentially more affordable option in the long run.

[blog] Edit: Edited for clarity and added additional information about the high cost of living in Fresno, California.

The Impact of Being on the West Coast: Eugene Prices

State: Oregon
Cost of Living Index: 73.8
Estimated Monthly Costs For One Person (Excl. Rent): $1,102
Average Monthly Rent: $1,582
Average Monthly Salary: $3,788

Living on the West Coast, particularly in states like Oregon, comes with a high price tag. The allure of the coast and the picturesque scenery make it a desirable place to live. However, this desirability comes at a cost.

In Eugene, Oregon, for example, the estimated monthly costs for an individual, excluding rent, can amount to $1,102. This includes expenses for essential items and services.

When it comes to renting an apartment in the center of Eugene, the average monthly rent for a one-bedroom property is $1,582. If you are looking for a larger three-bedroom property in the same location, be prepared to pay around $2,355 per month.

While prices may slightly decrease further away from the city center, they are still relatively high. A one-bedroom apartment outside of the center has an average monthly rent of $1,365, and a three-bedroom property will cost around $2,125.

Overall, the cost of living in Eugene can be quite high, so it's important to consider these factors when planning your budget.

41. Salt Lake City reportedly requires a family to spend over $4,000 per month

State: Utah
Cost of Living Index: 74.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,135
Average Monthly Rent: $1,715
Average Monthly Salary: $4,464

According to reports, a family of four needs to budget over $4,000 each month to cover various expenses in Salt Lake City. This includes basic utilities, which average at $180, as well as transportation expenses such as bus passes ($85) and gasoline ($4.05 per gallon). Additionally, there is the cost of housing.

The average monthly rent for an apartment in Salt Lake City is $1,715 for a one-bedroom place and $2,797 for a three-bedroom place. If you prefer to live further away from the city center, the prices drop to $1,394 and $2,329 respectively. Alternatively, you can purchase a centrally-located apartment for $420 per square foot or one further away for $268 per square foot.

40. Living in Birmingham: Cost and Lifestyle

State: Alabama
Cost of Living Index: 74.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,184
Average Monthly Rent: $1,516
Average Monthly Salary: $3,127

Living in Birmingham, Alabama can be quite expensive. According to the 2023 data from Numbeo, the cost of living index for this city is 74.2. A family of four would need an average of $4,150 per month to cover various expenses, while a single person would require around $1,184.

Although there are some affordable aspects, such as a three-course meal for two costing around $74 and a monthly transport pass for approximately $55, basic utilities amount to $257. Renting a three-bedroom apartment in the city center can cost close to $3,000 per month, providing a spacious option. However, for those seeking a more affordable one-bedroom place, the cost drops significantly but compromises on space.

When considering living in Birmingham, it is essential to factor in the costs of accommodation, utilities, transportation, and other daily expenses. It is also important to note that the average monthly salary in Birmingham is $3,127, which can help provide an idea of the overall affordability and standard of living in the city.

The Rising Cost of Living in Orlando: Is Tourism to Blame?

State: Florida
Cost of Living Index: 74.3
Estimated Monthly Costs For One Person (Excl. Rent): $1,141
Average Monthly Rent: $1,931
Average Monthly Salary: $4,592

In 2022 alone, Orlando welcomed an astonishing 74 million visitors, solidifying its reputation as a highly sought-after tourist destination. Being home to Walt Disney World, one of the most iconic attractions in the US, it's no surprise that Florida consistently ranks among the top visited states. However, this surge in popularity comes with its consequences, particularly in terms of cost.

With a cost of living index of 74.3, Orlando residents need an average of $1,141 per month to cover basic expenses, excluding rent. Dining out for a three-course meal for two can cost an average of $82, while essential utilities add up to around $169. And when it comes to housing, the average rent for a one-bedroom apartment in the city is a staggering $1,931 per month.

As the number of tourists continues to rise, it's no wonder that the cost of living in Orlando is steadily climbing. The high demand for accommodation, coupled with increased prices for goods and services, create a challenging environment for residents. The steady influx of visitors and the resulting strain on resources and infrastructure are factors contributing to the rising costs.

While tourism brings significant economic benefits to the city, such as job creation and increased revenue, it also brings forth the need for careful management and planning. Local authorities must strike a balance between catering to tourists' needs and maintaining a livable environment for residents. Efforts should be made to invest in affordable housing initiatives and improve public transportation to ease the burden on residents.

It's essential to address the issue of rising living costs and its potential impact on the overall quality of life in Orlando. By finding sustainable solutions and implementing measures to support both residents and tourists, the city can ensure prosperity and maintain its status as a top destination.

38. Austin: The Expensive City in Texas

Location: Texas
Cost of Living Index: 75.5
Estimated Monthly Expenses For One Person (Excluding Rent): $1,182
Average Monthly Rent: $2,491
Average Monthly Salary: $5,397

While California may have a larger population than Texas, the Lone Star State surpasses it in terms of land area, with a total of 268,596 square miles. Only Alaska is bigger, which attracts many people seeking space. However, this influx of people has inevitably led to cities like Austin becoming costly to live in.

For a family of four to comfortably live in Austin, they would need an estimate of $4,186 per month, while a single person would require an average of $1,182. It is important to note that these figures do not include rent expenses. The average monthly rent for a one-bedroom apartment in Austin is a staggering $2,491. If you are looking for a three-bedroom property, the cost can reach $4,828. However, if you are willing to live outside the city center, the prices are significantly more affordable.

37. Cleveland: A Viable Option for Affordable Living

State: Ohio
Cost of Living Index: 76
Estimated Monthly Costs For One Person (Excl. Rent): $1,210
Average Monthly Rent: $1,364
Average Monthly Salary: $3,800

When it comes to affordable living, Cleveland can be a promising choice, especially when considering property prices. Compared to cities like Austin, Cleveland offers relatively lower rental costs, with the average monthly cost for a one-bedroom place in the city center being $1,364. If you are open to living further away from the center, you might be able to find a rental option priced below $1,000. The affordability extends to purchasing apartments as well.

In the city center, the average price per square foot for a property is $129, while the average for surrounding areas is $83. Considering the average apartment size of 882 square feet in 2022, you can estimate property prices to range between $73,206 and $113,778. Despite these relatively affordable property prices, it's important to note that Cleveland still has a cost of living score of 76.

36. Phoenix’s property prices are surprisingly high considering the cost of living

State: Arizona
Cost of Living Index: 76.1
Estimated Monthly Costs For One Person (Excl. Rent): $1,179
Average Monthly Rent: $1,826
Average Monthly Salary: $4,779

Compared to cities like Cleveland with a low rent index of 35.5, Phoenix stands out with a higher rent index of 49.8. This puts it in line with some of the most expensive cities in the US. The average rent for a one-bedroom apartment in the center is $1,826, while a three-bedroom apartment in the same area averages around $3,121.

If you're looking to buy a property in the center of Phoenix, be prepared to pay an average price of $433 per square foot, which results in a property cost of over $380,000. Considering the average utility bills of $242 and the cost of a three-course meal for two at $80, the price of property in Phoenix may seem too high for many people.

35. Rochester proves NYC isn’t the only city that makes New York expensive

State: New York
Cost of Living Index: 76.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,157
Average Monthly Rent: $1,481
Average Monthly Salary: $3,854

When people think of New York, most of them immediately think of NYC. However, there are other cities in the state that are also expensive to live in. One of them is Rochester, which has a high cost of living score on Numbeo with a monthly cost of $1,157 for a single person. The average price of a three-course meal in Rochester is around $115, contributing to the high cost of living.

Fortunately, utilities in Rochester seem to be less expensive compared to other costly cities in the US. The average monthly cost for electricity, heating, and other essentials is around $135. Additionally, the average rent for a one-bedroom apartment in the city center is $1,481 per month. If you're looking for a three-bedroom place, you can expect to pay around $2,083 per month.

Pittsburgh's Affordable Dining Options Make Up for the High Cost of Living

State: Pennsylvania
Cost of Living Index: 76.8
Estimated Monthly Costs For One Person (Excl. Rent): $1,186
Average Monthly Rent: $1,721
Average Monthly Salary: $4,433

If you enjoy dining out, you'll be pleased to know that Pittsburgh offers affordable options compared to the rest of the city's expenses. According to Numbeo, two people can have a three-course meal at a mid-range restaurant for just $60. This helps offset the monthly cost of living, which amounts to around $1,186.

In terms of rental prices, Pittsburgh has a rent index of 40.2. The average cost of renting a one-bedroom apartment ranges from $1,247 to $1,721, depending on the location. If you prefer to live in the city center and require more space, you can expect to pay around $2,685 for monthly rent.

Despite its overall high cost of living, Pittsburgh's dining scene offers a silver lining. With affordable prices at mid-range restaurants, residents can enjoy a night out without breaking the bank. Whether it's a special occasion or a regular meal, spending $60 for a three-course meal for two is a great deal in comparison to the expenses of daily life.

While rent prices in Pittsburgh can be steep, especially in the city center, there are still plenty of options available for those looking to save on housing costs. By choosing to live outside the city center or opting for a smaller apartment, individuals can find more affordable rental options. It's important to consider location and space preferences when budgeting for rent in Pittsburgh.

Overall, Pittsburgh's cheaper dining options help make up for the city's high cost of living. Whether you're a foodie or simply enjoy eating out occasionally, Pittsburgh offers affordable choices that won't break the bank. Plus, with the average monthly salary being $4,433, residents can still enjoy the city's dining scene while managing other expenses.

33. Greenville: Not the Ideal City for Tight Budgets

State: South Carolina
Cost of Living Index: 76.9
Estimated Monthly Costs For One Person (Excl. Rent): $1,200
Average Monthly Rent: $2,050
Average Monthly Salary: $4,717

Living in coastal states in the US often comes with a higher cost of living, and Greenville is no exception. Although not directly by the water, Greenville attracts a significant amount of tourist activity, resulting in increased prices. For example, an average three-course meal for two people costs around $100 in this city.

Those looking to live in the heart of Greenville should prepare to spend $2,050 on rent for a one-bedroom place or $4,400 for a three-bedroom property. If you're willing to explore areas outside of the city center, the average rent reduces to approximately $1,500 or $2,633, depending on the size of the property you require.

Despite its charm and attractions, Greenville may not be the best choice for individuals on a tight budget. With higher living costs and relatively high rent prices, it's important to consider your financial circumstances before committing to this city as your place of residence.

32. Fort Lauderdale: A Wealthier Living Experience in Florida

State: Florida
Cost of Living Index: 77
Estimated Monthly Costs for One Person (Excl. Rent): $1,199
Average Monthly Rent: $2,398
Average Monthly Salary: $5,408

Fort Lauderdale, located in Florida, offers a luxurious living experience, especially for those who have higher incomes. With a cost of living index score of 77, it is known to be one of the more expensive cities in the United States.

For an individual, their monthly expenses (excluding rent) will amount to around $1,199. However, for a family of four, these expenses increase significantly to $4,346.

If you and your partner are looking to enjoy a three-course meal in Fort Lauderdale, you can expect to spend about $93. Additionally, utilities will cost an average of $164 per month.

When it comes to housing, the rent prices are on the higher side. A one-bedroom apartment located outside the city can cost just under $2,000 per month, while a three-bedroom apartment in the same area averages around $3,000. If you prefer living in the center of Fort Lauderdale, the monthly rent is more likely to be around $3,668.

Tucson: An Affordable City with a Mix of Expenses

Location: Arizona
Cost of Living Index: 77.8
Estimated Monthly Costs For One Person (Excl. Rent): $1,209
Average Monthly Rent: $1,366
Average Monthly Salary: $3,950

If you're considering Tucson as your next destination, you'll find that it offers affordable living in some aspects while being expensive in others. While the city's cost of living index stands at 77.8, indicating overall affordability, there are certain expenses that can add up.

One of the highlights of Tucson's affordability is the low cost of monthly transport passes, which are available for just $30.

However, it's important to note that not everything in Tucson is as affordable. Utility bills, for example, can be relatively higher. The average utility bill in Tucson is listed as $332 according to Numbeo.

When it comes to housing, rent in Tucson is reasonably priced compared to some of the most expensive cities in the US. The rent index for Tucson is 39.3, indicating relative affordability. In the downtown area, you can expect to pay an average monthly rent of $1,366 for a one-bedroom apartment. For those looking for larger properties away from the city center, a three-bedroom place would cost around $2,671, while a larger property further away would cost approximately $2,068 per month.

In conclusion, while Tucson offers affordable living in terms of transportation and housing compared to other cities, it's important to consider other expenses when planning your budget.

30. Dallas Rental Prices - A Costly Affair

State: Texas
Cost of Living Index: 78.3
Estimated Monthly Costs For One Person (Excl. Rent): $1,239
Average Monthly Rent: $1,918
Average Monthly Salary: $5,199

Dallas, located in the state of Texas, is known for its exorbitant rental prices. With a rent index of 56.4, it is one of the most expensive cities in Texas to live in.

If you are looking to rent a place in the center of Dallas, be prepared to shell out around $1,918 per month for a one-bedroom apartment. The prices increase significantly for larger properties, with a three-bedroom rental averaging closer to $4,136 per month.

While buying a property may seem like an alternative, the costs involved are equally steep. According to Numbeo, the average price per square foot for a central apartment is $544. Considering the average property size in 2022, you could expect to pay around $480,000. This sizable investment comes in addition to the monthly utility bills, which average around $238.

29. New Orleans: A Vibrant City with a High Price Tag

New Orleans, located in the state of Louisiana, is a city known for its rich culture, vibrant music scene, and delicious cuisine. However, living in this city may come at a cost. With a Cost of Living Index of 78.4, New Orleans is considered one of the most expensive cities in the United States.

For individuals looking to settle in New Orleans, it's important to consider the estimated monthly costs. Excluding rent, the estimated monthly costs for one person in the city is $1,203. This includes expenses such as groceries, transportation, and utilities.

When it comes to housing, the average monthly rent in New Orleans is $1,725. This cost can go even higher if you're looking for a three-bedroom apartment in the center, with an average monthly rent of $3,266. While living further away from the center may lower the price, you can expect to pay an average rent of $2,142 for a three-bedroom place.

These high rental prices make it clear that having a decent salary is essential to live comfortably in New Orleans. On average, residents earn a monthly salary of $3,777.

While New Orleans offers a unique and vibrant lifestyle, it's important to be prepared for the high cost of living in the city. By budgeting wisely and considering alternative housing options, residents can still enjoy all that New Orleans has to offer without breaking the bank.

28. Albuquerque is a Foodie's Paradise, but Dining Out Can be Pricey

State: New Mexico
Cost of Living Index: 78.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,233
Average Monthly Rent: $1,788
Average Monthly Salary: $4,665

If you're a food lover, Albuquerque, New Mexico offers an incredible array of local cuisines that will surely tantalize your taste buds, especially if you enjoy spicy flavors. However, dining out in this city can put a strain on your wallet, as the average cost of a three-course meal for two is about $99. It's important to note that eating out frequently can quickly add up.

Considering the overall cost of living, it's wise to budget carefully, especially since utility bills can average around $230. In terms of housing, the average monthly rent for a one-bedroom apartment in the city center is $1,788, while a three-bedroom property can go up to $2,755. If you're considering buying a property, the average cost per square foot is around $557.

27. Despite being in the Midwest, Omaha is still quite expensive

State: Nebraska
Cost of Living Index: 78.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,262
Average Monthly Rent: $1,480
Average Monthly Salary: $4,093

Typically, the cost of living in Midwestern states is lower compared to the East and West Coast. However, Omaha is an exception to this trend as it is considered quite expensive. If you choose to reside here, you should budget $1,262 for monthly expenses excluding rent.

Moving on to rental prices, Omaha offers relatively affordable options with a rent index of 39 on Numbeo. A one-bedroom apartment is likely to cost around $1,480 per month, while a centrally located three-bedroom apartment is estimated to be around $2,878. This is certainly more appealing compared to purchasing an apartment at $624 per square foot.

26. Grocery Shopping in Minneapolis: A Costly Affair

If you're considering living in Minneapolis, it's important to be aware that grocery shopping can be a bit pricey compared to other cities. The cost of living index for Minnesota is 78.7, indicating that expenses may be higher than average. Let's take a closer look at the estimated monthly costs for one person (excluding rent) and some specific grocery prices in the city.

State: Minnesota
Cost of Living Index: 78.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,230
Average Monthly Rent: $1,595
Average Monthly Salary: $4,526

When it comes to groceries, certain items in Minneapolis can be quite expensive. For instance, a loaf of bread and a dozen eggs cost $3.67 and $3.89, respectively. Additionally, a pound of apples, oranges, and tomatoes are priced at $2.86, $1.52, and $2.49 each.

When you combine these grocery expenses with utility bills averaging $182 and $90 for monthly transportation passes, it's not surprising that an individual might spend $1,230 per month just to get by in this city. However, it's worth noting that the rent in Minneapolis is relatively lower compared to other cities in the United States, although $1,595 for a one-bedroom apartment is still a significant monthly expense.

Fort Worth: A Relatively Affordable City in Texas, But Still Expensive

Location: Texas
Cost of Living Index: 78.9
Estimated Monthly Expenses for One Person (Excluding Rent): $1,257
Average Monthly Rent: $1,440
Average Monthly Salary: $4,583

Fort Worth, located in Texas, is known for being a relatively affordable city when it comes to rent compared to some of the other expensive cities in the US. On average, a person is likely to spend around $2,400 per month for a three-bedroom apartment located in the city center. However, for those willing to live further away, the cost can be around $500 cheaper.

Despite being lower on rent, Fort Worth still ranks as an expensive city due to its overall cost of living index of 78.9. In addition to rent, residents spend an average of $1,257 every month on expenses such as utility bills, which can cost around $282 on average.

24. Colorado Springs Offers Affordable Apartment Prices

State: Colorado
Cost of Living Index: 78.9
Estimated Monthly Costs For One Person (Excl. Rent): $1,245
Average Monthly Rent: $1,483
Average Monthly Salary: $4,638

When it comes to the cost of living in Colorado Springs, it may be considered expensive compared to some other places. However, the good news is that buying an apartment in Colorado Springs is relatively cheaper than in certain locations.

If you are interested in purchasing an apartment in the center of Colorado Springs, the average price per square foot is $285. For example, a 882 square foot apartment would cost approximately $250,000. On the other hand, if you are willing to move further out, the price drops to $192 per square foot, resulting in an overall cost of around $170,000.

Although paying the full amount upfront is not required, you will need to consider other expenses such as essential utilities. According to Numbeo, the average monthly cost for utilities in Colorado Springs is $208. Additionally, the website estimates that a three-course meal for two people at a mid-range restaurant costs around $100. This means that you may need to reduce dining out in order to manage your budget effectively.

23. Philadelphia: A City with Plenty to Offer, But at a Cost

Located in the state of Pennsylvania, Philadelphia is a vibrant city with a rich history and a wide range of attractions. From the famous Museum of Art to the trendy Cherry Street Pier, there's no shortage of things to do and see in this bustling city.

However, it's important to note that living in Philadelphia can take a toll on your bank balance. With a cost of living index of 79, the expenses can add up quickly. For example, the average monthly rent for a one-bedroom apartment in the city center is around $1,926. On top of that, other monthly expenses, excluding rent, can amount to approximately $1,202.

Utility bills in Philadelphia cost an average of $189 per month, while monthly transport passes are priced at $96. These additional costs can make it challenging to manage your finances if you're already on a tight budget.

Despite the financial challenges, Philadelphia offers a vibrant and diverse lifestyle that attracts many residents. From its historical landmarks to its lively arts and culture scene, there's always something happening in this city.

So, while living in Philadelphia may require some financial adjustments, the experiences and opportunities it provides can make it worthwhile for those who are willing to navigate the city's cost of living.

22. Buffalo: The Expensive Housing Market in New York

State: New York
Cost of Living Index: 80.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,217
Average Monthly Rent: $1,458
Average Monthly Salary: $3,622

Buffalo, a city in New York known for its high prices, particularly in the housing market, has a cost of living index of 80.4. With rising demand, prices have soared, making it an expensive place to live. On average, people spend $214 on monthly bills.

One of the major expenses in Buffalo is purchasing an apartment, with an average cost of $905 per square foot, according to Numbeo. Considering the average size in 2022, a property of this size would likely cost around $800,000. Alternatively, renting a one-bedroom apartment suitable for two people costs approximately $1,458 per month.

21. Charlotte: A Bustling City with High Prices

State: North Carolina
Cost of Living Index: 80.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,247
Average Monthly Rent: $2,075
Average Monthly Salary: $4,891

Charlotte, located in the state of North Carolina, is a highly-populated city renowned for its vibrant atmosphere and economic opportunities. However, with its popularity comes a high cost of living. The city has a cost of living index of 80.7, indicating that it is more expensive compared to many other places in the United States.

Residents of Charlotte should expect to spend around $1,247 per month to cover basic expenses excluding rent. The average monthly rent for an apartment in the city center is approximately $2,075, and individuals searching for a three-bedroom place can anticipate spending around $4,684 per month on rent.

Despite the higher costs, many individuals are drawn to Charlotte for its thriving job market. The average monthly salary in the city is $4,891, providing residents with a decent income to offset some of the higher living expenses.

Charlotte's dynamic culture, diverse neighborhoods, and array of recreational activities make it an attractive place to live. However, individuals considering a move should be prepared for the higher costs associated with living in this bustling city.

20. Raleigh further proves that North Carolina can be an expensive state

State: North Carolina
Cost of Living Index: 81.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,297
Average Monthly Rent: $2,037
Average Monthly Salary: $4,337

If we needed further proof that living in coastal states can be expensive, Raleigh serves as an example. With a cost of living index of 81.2, it's not easy for some people to afford living in this city in North Carolina. The estimated monthly expenses for a person here are $1,297, and for families of four, it rises to $4,569.

The average rent price for a one-bedroom apartment in the center of Raleigh exceeds $2,000, which adds to the financial burden. However, compared to cities like Charlotte, renting a three-bedroom place in Raleigh is relatively more affordable, listed at $3,852 according to Numbeo. If you are considering buying a property, the cost is $779 per square foot in central Raleigh.

19. Miami: Florida's Fascinating and Expensive City

State: Florida
Cost of Living Index: 81.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,293
Average Monthly Rent: $2,764
Average Monthly Salary: $4,599

When people think of Florida, they often picture Orlando and its famous attractions. However, Miami is also a highly sought-after destination, attracting a significant number of tourists. According to the Greater Miami Convention, the city welcomed 50.6 million visitors in 2022, a notable increase compared to the previous year. It's no surprise that living in Miami comes with a hefty price tag.

Indulging in a three-course meal for two people in Miami costs an average of $105, and a monthly public transportation pass will set you back $112. Moreover, renting a three-bedroom apartment in the city center can reach an exorbitant price of over $5,200, nearly double the cost of a one-bedroom place at $2,764. Miami is definitely not known for its affordability.

Despite its higher costs, Miami has a lot to offer in terms of lifestyle and opportunities. The city is renowned for its vibrant art scene, stunning beaches, and diverse cultural heritage. Residents can enjoy a variety of entertainment options, including world-class museums, music festivals, and lively nightlife.

Moreover, Miami's warm climate makes it a haven for outdoor enthusiasts. Whether you're into water sports like paddleboarding and snorkeling or prefer relaxing on the beach, Miami's year-round sunshine ensures endless days of fun under the radiant sun.

Employment prospects in Miami are also notable. The average monthly salary of $4,599 indicates a strong job market that attracts professionals from various industries. The city is a major hub for international trade, finance, and tourism, providing ample opportunities for career growth.

However, living in Miami requires careful financial planning due to its high cost of living. While it may not be the most budget-friendly city, those who can afford it are rewarded with a unique and vibrant lifestyle that few other places can rival.

18. Denver offers a plethora of attractions, but it comes with a hefty price

State: Colorado
Cost of Living Index: 82.1
Estimated Monthly Costs For One Person (Excl. Rent): $1,281
Average Monthly Rent: $2,179
Average Monthly Salary: $5,231

Denver is a city full of exciting places to visit, surrounded by the breathtaking beauty of Colorado. It's a fantastic destination for a vacation, but if you're considering living here, be prepared to have deep pockets.

The cost of essential utilities and transportation passes adds up to $190 and $114 respectively, resulting in estimated monthly costs of $1,281. Rent prices are quite steep in Denver, with a one-bedroom apartment averaging $2,179 per month, while a three-bedroom unit can reach as high as $3,781. If you're willing to live a bit further away from the city center, you can find more affordable options starting at around $3,040.

17. Tampa: The Most Expensive City to Live in Florida

State: Florida
Cost of Living Index: 84.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,288
Average Monthly Rent: $2,043
Average Monthly Salary: $4,821

Tampa may not be as well-known as Miami and Orlando among tourists, but it stands out as the most expensive city to live in Florida. According to Numbeo, Tampa has a cost of living index of 84.2, requiring residents to spend around $1,288 per month for most expenses.

This figure includes utility bills, which average around $230 per month, but excludes rent. When it comes to rental costs, Tampa may not be the most expensive city in the US, but it's not cheap either. The average monthly rent for a one-bedroom apartment is $2,043, while a three-bedroom property costs about $3,870.

16. The High Cost of Living in Portland

State: Oregon
Cost of Living Index: 84.6
Estimated Monthly Costs For One Person (Excl. Rent): $1,350
Average Monthly Rent: $1,837
Average Monthly Salary: $4,641

Portland, located in the state of Oregon, offers breathtaking natural beauty that is the envy of many places across the United States. However, this natural wonder comes at a price, as the cost of living in Portland is relatively high compared to other areas.

To cover various expenses each month, an individual would need approximately $1,350, excluding rent. For a one-bedroom apartment, the average monthly rent is $1,837, while a three-bedroom place may cost around $3,371 per month.

The estimated monthly costs of $1,350 include essential utilities, with an average bill amounting to $266, according to Numbeo. Additionally, individuals who regularly use local transportation may spend an additional $100 for a monthly pass.

Living in Portland offers not only natural wonders but also a higher cost of living compared to many other cities. Despite the expenses, many people are still drawn to the city for its beautiful scenery and vibrant culture.

15. Sacramento and Affordability: Is it a match?

State: California
Cost of Living Index: 85.3
Estimated Monthly Costs For One Person (Excl. Rent): $1,373
Average Monthly Rent: $2,445
Average Monthly Salary: $4,929

Exploring affordable cities in California can be a daunting task. Unfortunately, Sacramento isn't known for its affordability, with the average cost of a one-bedroom apartment being $2,445 per month. For those looking for a three-bedroom place, be prepared to pay an additional $1,000 or more.

One of the main contributors to the lack of affordability in Sacramento are the utility bills, which can average around $330 per month for items like electricity and heating. Additionally, a monthly transport pass can cost around $100, and a three-course meal for two can set you back around $82.50. It's not the worst, but it's not exactly ideal either.

However, despite its lack of affordability, Sacramento has its own charms. With its vibrant arts and culture scene, diverse culinary options, and proxmity to beautiful outdoor spaces like the American River Parkway, it offers a high quality of life for those who can afford it. Additionally, the city has been experiencing steady economic growth and job opportunities, which helps to balance out the cost of living.

For those who prioritize affordability, it is worth considering other cities within California that may provide a more budget-friendly lifestyle. However, if you're willing to spend a little extra for the unique experiences and opportunities that Sacramento offers, it can still be a rewarding place to call home.

14. Houston: Not the Affordable Place to Live in Texas

State: Texas
Cost of Living Index: 86.5
Estimated Monthly Costs For One Person (Excl. Rent): $1,376
Average Monthly Rent: $1,788
Average Monthly Salary: $5,349

If you have always dreamt of living in Texas, Houston may not be the best option for you if affordability is a concern. While there are numerous attractions and activities in the city, from a financial standpoint, it can be a struggle to make ends meet. On average, a person spends $1,376 per month on various expenses, including utility bills which cost around $249.

If you plan to buy an apartment in Houston, be prepared to spend approximately $572 per square foot in the city center. This means that for an apartment as spacious as the 2022 average, you would be looking at a price tag of around $504,504. Alternatively, you can choose to rent a place, but be prepared to shell out an average of $3,655 per month for a three-bedroom apartment in the city center.

While Houston may not be an affordable city to live in, it is important to note that Texas has other cities that offer a more reasonable cost of living. So, if you still want to experience the Texan lifestyle, it may be worth considering other cities in the state.

13. Chicago: An Expensive City to Live In

State: Illinois
Cost of Living Index: 86.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,304
Average Monthly Rent: $2,512
Average Monthly Salary: $5,781

As we move up the list of the most expensive cities in the US, it becomes evident that the rent index in these cities is also higher. In the case of Chicago, the rent index stands at 63.6, according to Numbeo. This aligns with the average cost of rent for a one-bedroom apartment in the city, which is $2,512.

However, if you are willing to live further away from the city center, you can find apartments at a lower cost, with the average rent price being $1,775. Even so, this is still considered expensive, especially when compared to the prices of apartments in the city center. On top of that, the average monthly utility cost is $171. Therefore, excluding rent, a person can expect to spend around $1,304 on various living expenses each month.

Despite the high cost of living, Chicago offers a diverse range of cultural and entertainment options. The city is known for its vibrant food scene, architectural marvels, and numerous festivals throughout the year. Additionally, Chicago has a strong job market, with an average monthly salary of $5,781, which attracts many professionals to the city.

Overall, living in Chicago can be expensive, especially when it comes to rent. However, the city's amenities and opportunities make it an attractive place to live for many individuals.

12. Nashville's Booming Tourism Industry Impacting Cost of Living

State: Tennessee
Cost of Living Index: 86.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,332
Average Monthly Rent: $2,550
Average Monthly Salary: $4,798

In 2022, Nashville's tourism industry brought in a staggering $9 billion in revenue, attracting approximately 14.4 million visitors. The city's strong association with country music contributes to its popularity among tourists. However, this influx of visitors has led to a rise in prices, with the cost of dining out, for example, averaging $100 for a three-course meal for two.

The cost of renting a one-bedroom apartment outside the city center in Nashville can reach up to $2,320 per month. If you prefer to live closer to the heart of Nashville, the average monthly rent increases to $2,550 for a one-bedroom apartment or possibly around $4,300 for a three-bedroom apartment. Considering these expenses alongside other monthly costs, it becomes clear that living in Nashville requires careful financial planning.

Atlanta: A Challenging City for Families

Atlanta, the capital of Georgia, can be a difficult place for families to afford. With a Cost of Living Index of 87.7 and high monthly expenses, it poses financial challenges for many.

"For a family of four living in Atlanta, the estimated monthly costs are $4,974."

When you have a family with several kids, this can be a significant amount to manage, especially considering that this estimation doesn't include rent.

In Atlanta, the average monthly rent for a three-bedroom place in the city is over $4,000, making it quite expensive. However, if you choose to live in a less central area, the rent becomes more affordable at around $2,893.

One positive aspect is the price per square foot for apartments in Atlanta. It's lower compared to some cities with a lower cost of living. For example, in the heart of the city, the average price per square foot is $466. While it might not be the most affordable place to buy a home, it is still comparatively better than other locations.

If you're planning to live in Atlanta with your family, it's crucial to consider the high costs and make sure your monthly budget can accommodate them.

10. Los Angeles: The Expensive City of Hollywood

State: California
Cost of Living Index: 87.8
Estimated Monthly Costs For One Person (Excl. Rent): $1,359
Average Monthly Rent: $2,661
Average Monthly Salary: $5,986

Los Angeles, also known as LA, is one of the most famous cities in the United States. It is the heart of the entertainment industry, home to Hollywood, the iconic Hollywood sign, and the famous Walk of Fame. However, along with its fame, Los Angeles comes with a high price tag.

Living in California is already expensive, and the popularity of Los Angeles only adds to the cost. To cover monthly expenses, individuals might need around $1,359, excluding rent. A three-course meal for two people can average around $100, and monthly utility bills add up to $211. Renters in LA need to have a decent income because the average monthly rent for a one-bedroom apartment is $2,661. For a three-bedroom apartment, the price can exceed $5,000 per month.

9. Boston reaffirms its reputation as an expensive place to live

State: Massachusetts
Cost of Living Index: 89.3
Estimated Monthly Costs For One Person (Excl. Rent): $1,385
Average Monthly Rent: $3,056
Average Monthly Salary: $5,932

If you're a baseball fan, visiting the legendary Fenway Park would be a dream come true. However, if you plan on living in Boston, make sure you have deep pockets, as the city is known for its high expenses. Renting a one-bedroom apartment in the central area alone can cost around $3,056 per month.

If you have a family, be prepared to spend even more. Numbeo estimates that a three-bedroom property in Boston can cost as much as $5,307 per month. Alternatively, you could consider buying a property, but with a price per square foot of $1,142, it may not be the most feasible option. Unless, of course, you have a well-paying job.

8. Rent in San Diego rarely falls below $2,000

State: California
Cost of Living Index: 90.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,431
Average Monthly Rent: $2,953
Average Monthly Salary: $5,416

San Diego, a city in California, is recognized as one of the most expensive cities in the United States. The cost of living index here is in the 90s, which is understandable considering that the average person spends around $1,431 on monthly expenses. A significant portion of that amount is allocated to utility bills, which add up to approximately $354 per month.

In San Diego, it is rare to find an apartment available for rent for less than $2,000. Even a one-bedroom place located outside the city center has an average monthly rent of $2,442. The price increases to $4,372 for a three-bedroom property in the same area, and goes up to $5,216 for a property in the heart of the city. San Diego is definitely not the ideal place if you are on a tight budget.

7. The High Cost of Living in Washington, D.C.: A City Steeped in History

Location: Washington, D.C.
Cost of Living Index: 92.2
Estimated Monthly Expenses (Excluding Rent): $1,453
Average Monthly Rent: $2,718
Average Monthly Salary: $6,348

In 2022, Washington, D.C. welcomed approximately 20.7 million domestic tourists, a 10% increase compared to the previous year. The city's rich history and numerous national landmarks attract a significant number of visitors from across the United States. However, the high cost of living makes it challenging for many to call the city their permanent home. As a result, the city's population remains below one million.

Enjoying a three-course meal for two people in Washington, D.C. can easily cost around $100, and utility bills amount to an average of $239. Overall, a single person can expect to spend around $1,453 per month, excluding rent. Renting an apartment in the city center can cost $2,718 or more, with three-bedroom apartments fetching prices as high as $6,000.

6. Seattle is Known for its High Cost of Living

Seattle, located in the state of Washington, is notorious for its high cost of living. The city has a Cost of Living Index of 98, indicating that it is slightly below the national average.

When it comes to monthly expenses for an individual excluding rent, the estimated cost is $1,564. This includes various expenses such as groceries, transportation, and entertainment.

The average monthly rent in Seattle is $2,643, which is significantly higher than the national average. Buying property in the city is not cheap either, with the average cost per square foot being less than four figures. However, purchasing a property in the city center would still cost around $777,000 based on the 2022 size average.

Renting an apartment in Seattle is not a more affordable alternative either, as the average rent exceeds $2,000 regardless of its location. Additionally, residents would need to budget around $302 per month for utilities, including electricity, heating, and other essential services. Even a monthly public transport pass in Seattle can be quite expensive, setting someone back by $108.

Given these costs, it is clear that Seattle is not an affordable place to rent or buy property. The high prices make it difficult for individuals to find affordable housing options in the city.

5. Honolulu: An Expensive City in Hawaii

State: Hawaii
Cost of Living Index: 98.2
Estimated Monthly Costs For One Person (Excl. Rent): $1,517
Average Monthly Rent: $2,201
Average Monthly Salary: $4,165

Hawaii may have a relatively low population of over 1.4 million people, but it is far from being an affordable place to live. In fact, it is known for its high cost of living, especially in the city of Honolulu.

With a cost of living index score of 98.2, an individual would need around $1,517 to cover their monthly expenses excluding rent. These expenses include $85 for a three-course meal for two, $308 for basic utilities, and even $6.11 for a loaf of fresh bread. On top of that, the average monthly rent for a one-bedroom apartment in Honolulu is over $2,200.

The High Cost of Living in Honolulu

Honolulu, the capital of Hawaii, is a vibrant and beautiful city, but it comes with a high price tag. The cost of living in Honolulu is influenced by various factors such as housing, transportation, and everyday expenses.

One of the main reasons for the high cost of living in Honolulu is the expensive housing market. The average monthly rent for a one-bedroom apartment in the city is over $2,200. This high rent is mainly due to limited housing supply and high demand, especially in popular neighborhoods.

In addition to housing, other everyday expenses in Honolulu can also be costly. According to the cost of living index, a three-course meal for two people in a mid-range restaurant costs an average of $85. Basic utilities, including electricity, heating, cooling, water, and garbage, amount to around $308 per month. Even a simple item like a loaf of fresh bread can cost around $6.11.

Despite the high costs, Honolulu also offers opportunities for higher salaries. The average monthly salary in the city is $4,165, which can help offset some of the expenses. However, it is important to consider the high cost of living when planning to move or live in Honolulu.

4. New York City: The Financial Drain

State: New York
Cost of Living Index: 100
Estimated Monthly Costs For One Person (Excl. Rent): $1,555
Average Monthly Rent: $4,008
Average Monthly Salary: $6,722

When it comes to expensive cities in the United States, New York City is often at the top of the list. It has gained a reputation for being a financial drain, and it's not hard to see why. Just by looking at the numbers, you can see that living in the Big Apple comes with a hefty price tag.

To cover basic expenses like utilities ($171) and monthly transportation passes ($132), a person would need around $1,555 per month. And that's excluding the cost of rent. Renting a place in New York City is far from affordable. On average, a three-bedroom apartment could cost as much as $7,674 per month, while even a one-bedroom place could set you back $4,008.

It's no wonder, then, that the cost of living index for New York City is 100. It serves as a benchmark when comparing the affordability of other cities. Despite the high costs, many people still flock to the city, drawn by the opportunities and vibrant atmosphere. However, they must be prepared to navigate the financial challenges that come with the territory.

3. Oakland: One of California's Most Expensive Cities to Live In

State: California
Cost of Living Index: 101.4
Estimated Monthly Costs For One Person (Excl. Rent): $1,620
Average Monthly Rent: $2,527
Average Monthly Salary: $5,898

As we mentioned earlier, California is known for its high cost of living. It comes as no surprise then that three of the most expensive cities in the United States are located in California. One of these cities is Oakland, which has a cost of living index of 101.4 as of 2023.

If you were to live in Oakland, you would need $1,620 per month to cover all your expenses, excluding rent. Eating out at a restaurant could cost you around $120, and your utility bills could exceed $400. Renting a one-bedroom apartment in Oakland would cost you an average of $2,527 per month. If you need more bedrooms, the cost could increase to $4,766. While it may not be the most affordable city, at least there are cities with even higher costs of living.

2. San Francisco is not an ideal city for those on a budget

Location: California
Cost of Living Index: 104.7
Estimated Monthly Costs For One Person (Excl. Rent): $1,611
Average Monthly Rent: $3,392
Average Monthly Salary: $7,286

While not the most expensive city in the US, San Francisco still ranks high on the cost of living index at 104.7. This makes it a challenging city for those with a limited budget. Eating out at a mid-range restaurant can easily cost $100 for a three-course meal for two people, and even a simple loaf of bread can cost $5.03.

When it comes to housing, renting a one-bedroom apartment in the center of San Francisco can cost as much as $3,392 per month. For a three-bedroom apartment, you would need over $6,000, and even further away, the average cost is still around $5,226 per month. It's clear that San Francisco has rightfully earned its place on this list of expensive cities.

1. San Jose is the Most Expensive City to Live in the US

State: California
Cost of Living Index: 107.1
Estimated Monthly Costs For One Person (Excl. Rent): $1,705
Average Monthly Rent: $3,037
Average Monthly Salary: $6,979

San Jose has been crowned as the most expensive city to live in the United States. Located in California, it is estimated that a person would need at least $1,705 per month to cover their expenses, excluding rent. This includes an estimated $357 for utilities and $130 for a monthly public transportation pass.

Buying an apartment in San Jose can be quite costly, with prices exceeding $1,100 per square foot regardless of the location. For example, a one-bedroom apartment in the heart of San Jose can cost $3,037 in monthly rent, and the price can increase to $5,357 for a larger apartment with additional bedrooms. It is unsurprising that this city has claimed the top spot on the list.

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